Interest Free Layaway Policy
Many of our items are one-of-a-kind. Use an interest free layaway plan to grab the item before it sells out and lock in the current price. This is especially important with today's rapidly rising gold, platinum, diamond, gemstone and labor prices.

We currently offer 3 or 6 monthly payment plans. If you wish to place an online order with the layaway option, simply select the desired option at the bottom of the order checkout form and also check acceptance of the layaway policy.

• If payment is by credit card: If you are paying by credit card or debit card, your order total will be divided into equal monthly payments, to be billed automatically on the same day each month. If you have a special request for the billing date each month, please indicate that in the comments section of the order form. Otherwise, the payments will be billed on the same day of the month as the day the order is placed. Your purchase will be shipped once the final payment has been made.

• For 3 monthly payment layaway plans, 10% of the original order total is non-refundable.
• For 6 monthly payment layaway plans, 20% of the original order total is non-refundable.

Please note that these amounts are NOT in addition to any non-refundable amounts for ring sizing or non-refundable deposits for special orders. The higher of the layaway non-refundable amount, ring sizing non-refundable amounts, or any non-refundable amounts/deposits for special orders will be used in determining any layaway purchase refunds.

See Examples

Legal Disclaimer:

After your initial (first) payment, an automated email will be sent to the email address specified in your order each time your credit card is billed or if the charge is rejected. It is your responsibility to make sure that you are able to receive emails from us and to update your email address with us if it changes. If your cannot or are not receiving your monthly emails, you must notify us so that we can contact you with any problems in billing your credit card.